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Chapter seven is easily the most productive but additionally probably the most harming form of personal bankruptcy. It remains on your credit report for a full 10 years. Even so, as soon as Chapter seven has been submitted, it is often discharged (concluded) in 4 to 6 months. So, though Chapter seven includes a longer duration of harm to your credit score report, it provides the shortest time for you to if you can commence fixing your credit rating.
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